[Porsche maintenance cost] Is Porsche insurance expensive? How long does it take?
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Porsche car insurance
For those who are going to buy Porsche from now on,How much does Porsche's car insurance cost?I think it's very worrisome.
I've mentioned insurance a little in the past articles several times, but I haven't written it in great detail, so I'll try to sort it out a little this time.
FirstI have all the insurance covered by the dealer.
So, to be honest, the price is not cheap. I know that there is cheaper insurance, but in my case, I have multiple kitchens and I often buy new ones.Leave the trouble of procedures and optimization of insurance when replacing vehicles to the person in charge of the dealer.I do that because it's easier to do. (It's expensive, but it feels like you're buying time and effort)
By the way, in the case of internet-based cheap insurance, there are many cases where vehicle insurance for vehicles over 10 million yen such as Porsche is not handled (with some exceptions).When you want to get vehicle insurance, you are often narrowed down to the insurance handled by insurance agents such as dealers.
Porsche car insurance premiums
There are currently 6 cars in my house,All are taken care of by Tokio Marine & Nichido via the dealer.
992 Carrera Cabriolet, 991.1 Carrera 4 GTS, 981 Boxster GTS, 964 Carrera 2, 9Y0 Cayenne E Hybrid, ZC33S Swift Sport, I have listed the insurance premiums for each, so please refer to it.
In addition, although there are some minor differences in conditions depending on the insurance, the coverage is almost the same.
| vehicles | grade | Rate class (vehicle / interpersonal / objective / injury) | Vehicle insurance | Annual insurance premium | Notices |
| 992 Carrera Cabriolet | 10 | 14.8.・ 8 ・ 7 | 19 million yen | 248,430 yen | |
| 991.1 Carrera 4 GTS | 9 | 5 ・ 5 ・ 1 ・ 4 | 13.5 million yen | 89,420 yen | |
| 981 Boxster GTS | 9 | 12/7/1/7 | 5.05 million yen | 119,250 yen | |
| 964 Carrera 2 | 8 | 10 ・ 1 ・ 5 ・ 7 | 5.1 million yen | 96,060 yen | Car-to-car A |
| 9Y0 Cayenne E hybrid | 11 | 8/6/5/4 | 13 million yen | 173,260 yen | |
| ZC33S Swift Sport | 8 | 8/7/4/7 | 2.1 million yen | 73,730 yen | Car-to-car A |
The total annual premium is800,150 yenThis would be the case.
What is the insurance premium for the Porsche 911 GT3?
By the way, the insurance premium when owning a 991.2 GT3 is 11th grade, 26 million yen vehicle insurance291,940 yenThe first time the company was in
To be honest, it's expensive. However, if you have vehicle insurance and maintain Porsche, you should be prepared for this cost.
Estimated insurance premium
A vehicle of around 20 million yen will cost around 250,000 to 350,000 yen / year, depending on the grade and rate. I think that 100,000 to 200,000 yen / year is a guideline for a vehicle of about 10 million yen.
As I said at the beginning, it is possible to make it cheaper.
Therefore, please consider this insurance premium as a guide only. I hope it will be helpful for those who are going to purchase Porsche in the future.
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Comment ( 12 )
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Hello Hiro.
I have a long history of cars, so both cars and motorcycles are grade 20.
2005 E46M3 Vehicle 3 million yen, unlimited interpersonal objective 89,000 yen / year
2020 718 GT4 vehicle 15 million yen, unlimited interpersonal objectives 84,000 yen / year
And the car that is 15 years old and the vehicle price is about 1/6 is higher
I think that the rate is different because M3 has caused an accident as it is and GT4 has no accident.
Nevertheless
Why not
I feel like.
Since it is treated as a group, I think it is about 20% cheaper than the market price.
Hello Nak.
It is strange that the 2005 M3 is certainly higher.
The price of the vehicle is 1/5. ..
After all, insurance seems to be greatly affected by rates such as the accident rate.
The article on voluntary insurance was very helpful. Thank you for all the useful information!
My Porsche 991.1 Carrera 4S is Sony Assurance, and the rates are as follows.
Vehicle class: 9
Personal compensation class: 7
Objective compensation class: 1
Injury / Personal injury class: 7
Sony Assurance can subscribe for more than 10 million yen depending on the conditions, and can handle up to 20 million yen.
The annual payment fee is unknown because I replaced many units in a year lol
Is Objective 1 a proof that those who own 991.1 have fewer single accidents?
Even so, I was honestly surprised that the insurance premium for 991.1 Carrera 4 GTS was too low. Perhaps vehicle insurance is economy type!
Next time I will also consider Porsche Center ^ ^
Hello Yoshikichi-san.
991.1 seems to have a low rate overall.
By the way, I reconfirmed that the car insurance of Carrera 4 GTS was not an economy type but a general condition vehicle insurance.
I think that the price of insurance changes considerably depending on the rate.
Hello. - Hello.
I wanted to know information about car insurance.
Thank you for the information on the previous radar and drive recorder.
I also bought a 992 cabriolet, so I'm worried about car insurance.
Is Tokio Marine & Nichido able to cover small scratches with insurance without lowering the insurance grade? If the vehicle insurance is 19 million yen, it will be expensive.
It is recommended to pay in one lump sum for 3 years. If you are confident that your grade will not drop, maybe it's a one-year contract.
By the way, I tried Sony Assurance with 992, but in my case, it was displayed that I could not get car insurance.
Hello, Mr. Mugun.
I have a 3-year contract. After all, I remember that 3 years was a little better when I calculated various things. (I forgot the details. I'm sorry)
Sony Assurance basically seems to be up to 10 million yen, but according to the information of Mr. Yoshikichi who wrote a comment here, it seems that you can go up to 20 million yen if the conditions are met.
https://twitter.com/yoshikiti1018/status/1458366811146051586?s=20&t=WqyBAmSc8EQ1LuQn5c_KRA
I have observed.
It was well understood that the payment amount differs greatly depending on the "insurance rate class".
In my case. I think it's probably in the cheap category.
Company E Design Insurance
Model 981 Cayman GTS
Conditions Unlimited personal objectives, vehicle insurance 6.7 million yen (exemption from liability 0-10), passengers 5 million yen, personal injury 100 million yen, 2nd year, no accidents 8th grade
Insurance premium rate class Vehicle 10 Interpersonal 6 Objective 1 Injury 8 (Updated April 2022)
Insurance premium 67,620 yen / year
Until last year, it was 81,890 yen / year, so even considering that the insurance amount with the vehicle was 7.3 million yen, it seems that it is cheaper. Vehicle insurance rate class
I think it's a big thing that it went down. ,
Last year's rate class was the same as written above [Vehicle 12 Interpersonal 7 Objective 1 Injury 7), and 981MA123 is common to both Cayman and Boxster.
It seems that it will be cheaper the next time it is updated.
In addition, online non-life insurance companies often do not include high-priced vehicles (10 million yen or more) and vehicles with a vehicle insurance premium rate class of 17, but I am a member now.
In the case of replacement using a company, it seems that it is often OK.
Hello 981GTS.
It feels pretty cheap! After all it seems that it depends on the rate above all.
Looking at everyone's comments this time, I thought again.
If Boxster's rate goes down, I'm glad that it will be cheaper in the next update ^ ^
The topic of Porsche insurance is because there is no safety device
I wanted you to write a place that is higher than Benz and BMW
This time, I changed from X5 to Cayenne and it became higher
Hello Meso-san, Anonymous-san.
Thank you for the information.
I think it depends on the options, but in the case of my Porsche, 9Y0 Cayenne and 992 Carrera Cabriolet are
It comes with PORSCHE Active Safe (PAS), which applies a collision damage mitigation brake.
My insurance also included that discount.
So, it doesn't seem to be a problem because it's just Porsche and it's BMW.
Meso
I don't know if the insurance will be discounted because the car hasn't been delivered yet, but the 992 has an automatic emergency braking function.
According to Porsche Aoyama's facebook, it is suggested that Cayenne has a collision damage mitigation braking function, so
Doesn't it mean that it doesn't come with your vehicle?
For Porsche whose vehicle body price exceeds 10 million yen, vehicle insurance has the greatest impact on insurance premiums,
Compared to the amount of vehicle insurance, the discount rate by AED is 9%, so I think it is not so big.
Also, it is a pity that the discount is only available within 3 years after new car registration.
Hi, I always enjoy reading your blog, I drive a 981 Cayman s and I was wondering if that's how much for a 981 Boxster gts? I was wondering. I moved from Tokio Marine to Mitsui Direct Insurance 3 years ago, and since I added most of the special clauses as they are, it may be a little expensive. I was surprised that the premium for Swift Sport is so expensive. I was surprised. Another unexpected thing is that insurance for 964 is cheaper than I expected. I thought that the insurance premiums would also go up because of the increase in the vehicle price. I thought so. I would like to look for a better insurance policy with the best price possible.